Case Studies / Client Scenarios
Whatever the state of your current Pension arrangements, we are here to help and advise….
Aged 54 and has a SIPP with a value of £250,000. He’s unhappy with the current performance and would therefore like to discuss whether he should move to a different provider.
He would also like to take 25% tax free when he turns 55 later in the year so he can pay off his mortgage and a car loan.
Aged 55 with a personal pension valued at £240,000. He would like advice regarding the suitability of the provider and the funds he’s invested in.
He would also like to discuss making contributions in order to reduce his tax liability
Aged 42 and has frozen personal pensions of £110,000 with various providers.
He would like to know if they are in the best place possible and whether he should consider consolidation. He is employed with earning of £75,000 per year, and has a company pension scheme.
He would like an independent advisor, and is happy to receive advice on a remote basis.
Age 54, he has a deferred DB (Defined Benefit) scheme with Royal Sun Alliance CETV £94,223 and £196,000 in a frozen DC (Defined Contribution) scheme with Fidelity.
He is looking to review his pensions and would like advice on his options to transfer out of the DB scheme.
He is married with children and is not looking to retire for around 13 years. Salary is £70,000 pa. Happy to receive remote advice.
Aged 57 and her husband is 60. They have various frozen pensions with a combined value of £120,500 with Scottish Widows, Re-Assure and Standard Life.
They would like to discuss all of their options including consolidation and income. They are happy to receive advice on a remote basis.
Age 58, she has £217,000 in a personal pension with Aegon and £67,000 in savings.
She would like to review her pension and discuss transferring to another provider as she is unhappy with the performance.
She is also open to advice on investment options for her savings. Happy to receive remote advice.
Aged 63, she has a personal pension of £125,000 and an ISA of £125,000 that are both with a major restricted high street provider.
She would like advice on what other providers are available as she is not happy with current placement. She is happy to receive advice on a remote basis.
Aged 60 and in an ideal world would like £500,000 of whole of life cover arranged, but is aware that the level of cover may be less due to cost.
Happy to receive advice on a remote basis.
Age 65, he has £200,000 in 2 frozen DC schemes with Aviva and Aegon.
He would like to review these schemes and needs advice on all available income options, including potentially liquidating the funds to invest in equities.
Happy to receive remote advice.
Both aged 65, they have £123,759 in ISAs and he has £90,957.40 in 2 personal pensions with Royal London that have GARs, he is looking to access his funds and needs advice on all available income options, he is not interested in annuities. They also have 8 rental properties providing an income of £60,000 pa.
They would like a full financial review of their savings, pensions and retirement planning and advice on how to make the most of their savings and income in the most tax efficient way.
Happy to receive remote advice, but are looking for an Independent Financial Advisor.
Let’s work together to plan your financial future Today!
You’ll find our enquiry form by clicking the link below